No one likes to lose money but unfortunately, it happens every year without people even knowing it. How is this possible? The moment the clock strikes midnight on December 31 each year, the insurance companies eagerly take back billions of dollars in unused benefits. Since these valuable pieces of your dental plan do not roll over, you could be losing hundreds or thousands of dollars. If that sounds like a cruel trick you’ve been a part of for a while now, read on to learn how you can put a stop to it and instead, take advantage of your insurance before 2020 arrives.